Comparison Between Pnb & Sbi

In: Business and Management

Submitted By inder16
Words 15791
Pages 64

A dissertation submitted to Department of Management in partial fulfillment of the requirement for the award of degree of BACHELOR OF BUSINESS ADMINISTRATION (HONS.)

Submitted by: KOMAL MARWAHA 7020070003

Supervisor: Miss Monika Kanali (lect,lpu)



This is to certify that the project report titled “Comparative study of home loans of PNB and SBI” carried out by Miss KOMAL MARWAHA, D/o RAJESH

MARWAHA has been accomplished under my guidance & supervision as a duly registered BBA(Hons) student of the Department of Management, Lovely

Professional University, Phagwara. This project is being submitted by him/her in the partial fulfillment of the requirements for the award of the BBA(Hons) from Lovely Professional University. Her dissertation represents her original work and is worthy of consideration for the award of the degree of BBA(Hons)

___________________________________ (Name & Signature of the Faculty Advisor) Title: ______________________________ Dare: ______________________________



I KOMAL MARWAHA, hereby declare that the work presented herein is genuine work done originally by me and has not been published or submitted elsewhere for the requirement of a degree programme. Any literature, data or works done by others and cited within this dissertation has been given due acknowledgement and listed in the reference section.

_______________________ (Student's name & Signature) _______________________ (Registration No.) Date:__________________



First of all my sincere gratitude goes to my academic supervisor Miss Monika Kanali, lecture, lovely professional university,phagwara,who helpd andguided me for this work. Her conversation and encouragement will always be…...

Similar Documents

Comparative Analysis of Pnb Bank

...Punjab National Bank has been ranked 38th amongst top 500companies by The Economic Times. PNB has earned 9th positionamong top 50 trusted brands in India Established in 1895 at Lahore, undivided India, Punjab National Bank (PNB) has thedistinction of being the first Indian bank to have been started solely with Indian capital.The bank was nationalised in July 1969 along with 13 other banks. From its modest beginning,the bank has grown in size and stature to become a front-line banking institution in India at present. Punjab National Bank (PNB) is one of the leading nationalized banks having its head office at New Delhi and has more than 4700 branches all over the country. It has 58 circle offices controlling these branches besides specialized service branches, training establishment and Circle Inspectorates.Bank has deployed Centralised Banking Solution (CBS) through FINACLE banking software procured from M/s Infosys Technologies in more than 4700 locations. It has also introduced Internet Banking Services and additional delivery channelslike ATMs, Kiosks etc. PNB is amember of Indian Financial Network (INFINET), SWIFT and is also a member of Reserve Bank of India's various payment and settlement systems like RTGS, SFMS, and EFT etc. 1.7 PRODUCTS and services of pnb The following products and services by the PNB: Account Current Account -PNB Vaibhav, PNB Gaurav, PNB SmartRoamer Fixed Deposit Schemes -Spectrum Fixed Deposit Scheme,......

Words: 5074 - Pages: 21

Comparison Between Deontological and Utilitarianism Ethics

...Comparison between deontological and utilitarian ethics Deontological ethics Deontology is a normative theory attributed to Immanuel Kant, which focuses on the concept of the duty. It is concerned on fulfilling what is believed to be a moral duty without considering its impact to other people. It takes the stand that the duty defines the right actions regardless of the consequences. The hold of deontological ethics is that doing right is what conform the moral laws. According to Kant, right actions are not done by following inclinations, impulses or obeying the principle of greatest happiness but are done simply and purely from the sense of duty. Kessler says that some ethical truths and norms are appropriate to everyone in the society, and therefore, people should always act morally irrespective of the outcome for their morals. In deontology ethics, actions are done for the sake of duty. The intrinsic moral feature determines the rightness or wrongness of the act taken by individuals. The duty should always be done by taking the right. For example, duty of a teacher is to benefit a student, and he would like to know the impact of different teaching techniques to the student so as to help him determine the technique which can and cannot benefit the students. Therefore, the rightness of the action is dictated by the rule of the act and not by the outcomes of the act. Rather, outcomes helps to determine the best action to up keep the established duty. Kant says that in...

Words: 1539 - Pages: 7

Comparison and Contrast Between Ultrabooks and Tablets

...Comparison and Contrast between Ultrabooks and Tablets Thesis Statement Ultrabook PCs are superior to Tablet PCs based on comparison of market positioning, design concept, growth rate in sales and research and development of manufacturer. Introduction In modern time, computers have become an essential tool to assist people in dealing with their complicate lives and satisfying their fast footstep. To conveniently carry computers and efficiently use them in daily work, increasingly people pursue portability, utility and fashion. So Tablets and Ultrabooks are“born” at the right moment. In order to promote laptops, many manufacturers always campaign on the slogan "it is an Ultrabook" on the margins of Ultrabooks. So in 2011, Intel corporation conceived an Ultrabook and defined as “an Ultrabook ” is a mini notebook computer designed to provide similar or superior computing functionality as that of a standard laptop but with less size, weight and an extended battery life”. Now, the term has extended to refer to a new category of notebook computers that sits somewhere between lightweight laptops and Tablets. However, Tablets and Ultrabooks are obviously different. A Tablet computer, or simply Tablet, is a mobile computer with display, circuitry and battery in a single unit. We know that Tablets are often equipped with sensors, including cameras, microphones and touchscreens, and with finger or stylus gestures replacing computer mouse and keyboard. In this thesis, I will......

Words: 1336 - Pages: 6

Comparison Between Ipad/ Netbook

...display, and the ASUS netbook with a 10.1” LED display. However there are more differences between the two. The iPads retina display is packed with millions of pixels that give it a huge resolution of 2048x1536, which has a better resolution the 50” HDTV at 1080p. However compared to the ASUS’s 10.1” LED screen which has a resolution of 1024x600 isn’t bad by all means. It still has the ability to produce clear images and text on the screen and is ideal for PC users. This is because users won’t be using the device for long as it is only for users who tend to travel and work on the go, therefore leaving the majority of their work for main PCs. Graphics Both of the devices have graphic units integrated within their processors, compared to having separate graphics cards which are more powerful. The reason most manufactures choose integrated graphics is because it is cheaper, more power efficient and saves space and is the same with other mobile devices. Overall the graphics units within the iPad are better than the one located in the netbook as the iPads has a quad-core graphics attached to the A5X processor. This is for the new retina display. Storage Both of the devices use different storage units, the iPad using the new SSD (Solid State Drive) technology and the ASUS netbook using the traditional HDD (Hard Disc Drive). Here is a list of the advantages and disadvantages between them. SSD (Solid State Drive) HDD (Hard Disc Drive) Advantages ...

Words: 2964 - Pages: 12

Comparison Between the Crucifixes’ of Cimabue and Giotto

... Comparison between the Crucifixes’ of Cimabue and Giotto HU 200: Humanities Chris Wright May 4, 2014 Brookline College Comparison between the Crucifixes’ of Cimabue and Giotto I come from a Roman Catholic household in which we had a crucifix in every room. I asked my mother why one day and she told me that having a wall crucifix in every room where your family gathers, as well as in every bedroom just above the doorway, was a great visual reminder of God's love for us. Even as a child I remember looking at the crucifix and always was filled with lots of emotions; from anger to sadness. I believe that was the same emotions the artists who created the famous crucifix at Basilica Santa Croce, in Florence and the crucifix at Santa Maria Novella, in Florence wanted people to feel. The crucifix at Basilica Santa Croce was made by Cimabue, AKA Bencivieni Di Pepo, who was a Florentine painter in the Byzantine Style. His devotion to the Byzantine style of his figures of the Christus patiens (suffering Christ) is bordered by the Virgin and St. John the Evangelist. “The faces are very expressive and Christ sways dramatically. His outwardly stretched arms create more tension than the sagging arms of most Byzantine crucifixes. His blood flows downward from his hands, pooling the gold border of the cross.” (Hartt, 1949, pp. 49-51) Cimabue is known for being well adept in both his technical knowledge and his move towards more humanistic interpretations of religious......

Words: 762 - Pages: 4

Comparison Between Paragraph and Essay

...The relationship between a paragraph and an essay is symbiotic; you can't write an essay without using paragraphs, and four or more consecutive paragraphs about the same subject matter become an essay. Both paragraphs and essays have a distinct beginning, middle and end. They're also both composed of five sections: A paragraph typically has five sentences, and an essay, five paragraphs. Topic Sentence * Both paragraphs and essays begin with a topic sentence, or a thesis statement, that explains to the reader what the paragraph, or essay, is about. A thesis statement for an essay is longer and more detailed than the topic sentence at the beginning of a paragraph. For example, a thesis statement for an essay might be: "The gravity of marriage becomes more apparent over time; newlyweds imagine a glamorous life ahead and cannot yet imagine the test their love will endure, while couples married for a decade or more are beginning to understand the depth of their promise." A topic sentence for a paragraph might simply be: "A lasting marriage requires many levels of compromise." Supporting Details * Paragraphs and essays both require supporting details that elaborate on the statements made in the topic sentence or thesis statement. In a paragraph, each subsequent sentence builds upon the point made in the topic sentence and the sentences following the topic sentence are called "supporting details". In an essay, the first sentence in each paragraph discusses points made in the......

Words: 309 - Pages: 2

The Comparison Between Interest and Usury

...THE COMPARISON OF INTEREST AND USURY Interest is the money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt, as stated in Oxford Dictionaries. This is means as it is increase in money paid back for the loan or the money that we borrow from creditor in the monthly payment at certain rates. As for the example when our business borrows money from creditor, they commonly will charge us interest. The interest rate is determined by developing the loan contract with certain regulations that a creditor must followed. However, he has committed usury if charged on interest rate higher than the rate allowed by law or regulations. Usually interest rate is depend on the loan or the amount of money that you borrowed. It should be noted here that interest is profit earned by the company and the bank, because its services lend money to launch the company to borrow. The financial intermediaries like bank is appreciated that lend money to the company prospered. As for these services, the bank gets a decent profit, called interest or benefit. It is differ from usury. Usury is the practice of lending money at unreasonably rate or amount of interest which exceeds those permitted by law. As for example, we can seen usury in the situation of extortion to the shortness of his life. The lender who take an advantage against those who are inability to pay back the money borrowed. The poor seek the help from lender to save him......

Words: 1019 - Pages: 5

Comparative Study Between Pnb and Sbi

...ASSIGNMENT ON Quantitative techniques Topic: - Customer satisfaction towards services offered by Dell service centre. Name :- Rajani | BBA 4th sem | Roll no :- B76 | Section :-RT1909 | 11013933 | Questionnaire Topic: - Customer satisfaction towards services offered by Dell service centre. 1. Do you use Dell laptops or accessories? a) YES b) NO 2. Have you ever been to Dell service centre or experienced service offered by Dell? a) YES b) NO (if no, please return this questionnaire) 3. How many times you visited Dell service centre? a) Once b) Twice c) Experienced its online services only d) Never 4. According to you, how well Dell services satisfy customer needs? a) Maximum satisfaction b) Somewhat satisfied c) Satisfied d) Somewhat not satisfied e) Minimum satisfaction 5. Please indicate your preferences in respect of your satisfaction level regarding Dell different service by placing “1” as your most preferred and “6” as your least preferred ways. a) Dell Service Centers b) 30-Day Getting-Started Assistance c) 24/7 Comprehensive On-line Support. d) Telephone-based Assistance ......

Words: 813 - Pages: 4

Comparison Between the Analects and Confessions

...Comparison between the Analects and Confessions Both St. Augustine’s Confessions and Confucius’s Analects are important teachings that have great influence on people around the world in the ancient time and nowadays. Both doctrines discuss ethical values of the society back in the time as we can find some similarities between the two. However, there are significant differences between Confucius and St. Augustine’s experiences and believes since they are living in different environment at time period. Their profound differences are the factors that contributed to shape the distinct cultures between the West and the East today. Confucius taught us to love others from the within the family to everyone else in the society. A man’s character was fostered from his role as a son in the family (Analects I, 2). He should be obedient to his parent, and to be respectful to his father’s way when he is living and even after death (I, 11). One of the differences between St. Augustine’s Confessions and Confucius’s Analects is the treatment of one within the family. A good son, according to Confucius, should always obey his parents, not complain, and stay reverent in any situations (IV, 18). His “never fail to comply” teachings was opposite to St. Augustine’s belief. In Confessions, St. Augustine admitted his parents expected in him a lot, and sacrificed for his future. Although his father was praised for providing St. Augustine financial support for his education even more than richer......

Words: 949 - Pages: 4

1 Comparative Study of Home Loans of Pnb and Sbi Bank

...SWAMI VIVEKANAND GROUP OF COLLEGES [pic] SYNOPSIS:- COMPARATIVE STUDY OF SBI INTEREST RATE OF HOME LOANS WITH DIFFERENT BANKS A synopsis submitted for the partial Fulfillment of the degree of MASTER of BUSINESS ADMINISTRATION (MBA) GUIDED BY: SUBMITTED BY: PROF. PRIYANKA MAHESWARI SANDARBH VYAS MBA III SEM INDEX INTRODUCTION • HOME LOANS • INTEREST RATES OFFERED BY THE BANKS REVIEW OF LITERATURE OBJECTIVE OF STUDY RESEARCH METHODOLOGY • RESEARCH DESIGN • DATA COLLECTION • SAMPLING TECHNIQUE • SAMPLING DESIGN BIBLIOGRAPHY INTRODUCTION HOME LOANS Home is a dream of a person that shows the quantity of efforts, sacrifices luxuries and above all gathering funds little by little to afford one’s dream. Home is one of the things that everyone one wants to own. Home is a shelter to person where he rests and feels comfortable. Many banks providing home loans whether commercial banks or financial institutions to the people who want to have a home. Home loans work like any other debt. That is, loans are simply specific money that we borrow from a bank, a private lender or some other type of lender. Afterwards, we must repay our debts with interest. However, unlike other types of loans, home loans are different in......

Words: 1907 - Pages: 8

Comparison Between China and Belgium

...30.528km2 and the total area of China is 9.596.961km2. So as you can see, Belgium is really small in comparison with China. On the following map you can see Belgium. The capital of Belgium is Brussels, known for “Manneke pis” and the Atomium, but also known as the capital of the European Union. Belgium was one of the founders of the European Union in 1958 and hosts the EU’s headquarters as well as those of several other major international organizations such as the NATO. Our country has 3 official languages: Dutch, French and German, China has only one; Chinese. About 60% of the population speaks Dutch, especially in the Flanders. Approximately 40% speaks French, especially in Wallonia. And less than 1% speaks German, especially in Eastern Wallonia. Although almost everybody is bilingual (Dutch and French). Then Brussels, the capital- region, is official bilingual, but is a mostly French-speaking enclave within the Flemish region. This linguistic diversity and related political conflicts are reflected in the political history and complex system of the government. Belgium declared its independence in 1830 after the Belgian Revolution, when it seceded from the Netherlands. From the end of the Middle Ages until the 17th century, the area of Belgium was a prosperous and cosmopolitan centre of commerce and culture. The area of Belgium served a lot as the battlefield between many European powers from the 16th century until the Belgian Revolution. People called Belgium also......

Words: 6282 - Pages: 26

Comparison Between Nottinghill and Love Actually

...juxtaposition and performance, as well as the obvious prominence of ‘British society’ within the film. Each of these things are used in some way so exaggerate the four main themes of Jealousy, family, loneliness and of course love, as well as some minor themes, such as loss, family, politics and social class. There are a huge number of key moments in the films, but for the purpose of this comparison I shall pick out the few which stand out the most to me. The first section I would like to delve into is how the films explores British society. Our first glimpse into British society in ‘Love Actually’ is at the very beginning of the film, where we hear the recognisable voice of Hugh Grant atop the vast ‘Heathrow airport’. This use of narrative immediately suggests to us that the film is going to be of British origin using a mixture of panning, tracking shots and canted frame in order to piece the scene together. These camera shots are particularly effective in the context of Britain, as stereotypically London is seen to be a vast, fast paced, culturally diverse atmosphere, which is exaggerated by ‘flitting’ between shots. Similarly to this Hugh Grants well spoken lilt is used as a narrative to begin NottingHill, again atop of typical British backdrop of a market street. Continuing with the culturally diverse theme we are introduced to a different stereotype of Britain, with a classic British market being presented, which is just as busy, but using a tracking shot and less fast......

Words: 2108 - Pages: 9

Comparison Between Short Stories

...The two short stories: When Mr. Pirzada Came to Dine and Nobody Said Anything have different narrative elements that cause the message of each of the stories to be revealed differently. The main similarity between the two is that both stories are told in first person – in the point of view of the person that “loses their innocence”. However, the time and order in which the stories are told are unalike, causing audiences to read and understand them differently. When Mr. Pirzada Came to Dine is told in retrospect, as the narrator reveal’s her story of the past. She tells her story when she is older, after she loses her innocence, giving her an advantage to insert different events and instances in relation to her story that enables her to let the reader’s understand it easily. The narrator uses this advantage; describing multiple mini-stories of the different moments she had that linked to her main point, showing the process of the gradual realization. Contrasting, Nobody Said Anything is told just as the main character comes to his realization. This story is told in the span of one day, as the narrator describes many insignificant and trivial details that do not aid in telling his story (such as packing a sandwich). He does not have the advantage that the previous narrator had, as he was just describing his day, not knowing that he would come to a realization by the end. It limited him by not already knowing that he would come to realize something, meaning he did not have......

Words: 335 - Pages: 2

Comparison Between Religions

...Comparison between Orthodoxy, Protestantism & Roman Catholicism: The table below aims to given an outline of some of the key issues in Christian belief and how the three traditions view these issues. I have tried to state what might be called the 'representative' view of each tradition; though there are obviously differing views within each of them e.g. the diverse range of opinions on the presence of Christ in the Eucharist. The links under the More information section should be consulted for the definitive positions. With thanks to Father Gregory Hallam for his assistance. |Topic |Orthodox |Protestant |Roman Catholic | |Apostolic Succession |This is an important part of Orthodox |With the exception of the Anglicans|As in Orthodoxy, this is of vital | | |belief and ensures continuity with the |and some Lutherans, this idea is |importance to the church. There is also | | |church that Christ founded. |rejected. Rather it is important to|some degree of mutual recognition of the | | | |emphasize continuity of teaching |validity of Orthodox ordinations. | | | |with that of the apostles, rather | | | | ...

Words: 1797 - Pages: 8

Comparison Between Maslow and Skinner

...Comparison between Maslow and Skinner Rhonda Gardner Educational Psychology July 1, 2012 Comparison and Contrast between Abraham Maslow’s Hierarchy of Needs Theory and Burrhus Frederic Skinner Behaviorist Theory B. F. Skinner and Abraham Maslow both are well known in the field of Psychology, but not all psychologist believe in the same theories, perspectives or needs. Here we have two brilliant minds with two different theories when it comes to learning. While neither is wrong, they both have a tremendous impact in the classroom. Take a look at the cart below and compare Skinner’s and Maslow’s theories. Chart: Theories and Needs | Maslow’s Hierarchy of Needs | Skinner Behaviorist Theory | How Motivation is Defined | Maslow believed that people have basic instincts according to their needs. This shapes their behavior of the person, when one of the five key needs are deprived or missing there is a change in behavior. | Skinner believed that behavior is shaped by positive and negative reinforcement. Good behavior is rewarded and bad behavior is punished or a least favorable outcome occurs.. | How Motivation changes for elementary vs. secondary students. | Maslow believed that the 5 steps in Maslow’s hierarchy of needs must be meet in order for a student to be successful in the learning process. Once these needs are met the students should proceed forward in small steps to more advanced steps of the subject area and adjusted if needed. In secondary......

Words: 973 - Pages: 4