Farmers Insurance

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Veterans Housing Assistance Program (VHAP) Program Bulletin
Texas Veterans Land Board CitiMortgage Program Administrator

Bulletin#12-02 | July 26, 2012

New Construction We are pleased to announce effective July 26, 2012, the Texas Veterans Land Board (VLB) will allow for an alternative energy efficiency rating to our ENERGY STAR® requirement. All new construction homes must now meet: 1. The Environmental Protection Agency's (EPA) guidelines for ENERGY STAR® qualified homes, and must be ENERGY STAR® labeled and certified; OR 2. A HERS Index Score of 75 or less following the RESNET National Home Energy Rating Standards and must have an energy rating Certificate that documents the HERS Index score of 75 or less. Additionally, the VLB will no longer require the Energy Star Affidavit. A copy of the certificate is still required and must be included in the closed loan file. All loans purchased on or after July 26th will be eligible for the alternative rating. Questions or comments regarding this Bulletin may be directed to our group email box

© 2012 CitiMortgage, Inc. First mortgage loans are originated by Citibank, N.A. First mortgage loans are serviced by CitiMortgage, Inc. CitiMortgage does business as Citicorp Mortgage in New Mexico. CitiMortgage, Inc. is an equal housing lender. Citi, Citi with the arc design, and CitiMortgage are registered service marks of Citigroup, Inc.

Veterans Housing Assistance Program (VHAP) Program Bulletin
Texas Veterans Land Board CitiMortgage Program Administrator

Bulletin#12-01 | April 26, 2012

New VLB Loan Amount Effective April 27, 2012, the Texas Veterans Land Board (VLB) is increasing the maximum VLB Program Loan Amount to $417,000.00, the current maximum VA conforming loan amount. All new and currently active registrations, but not closed loans, will be eligible for the new increased loan…...

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