Pay Via Smartphones

In: Computers and Technology

Submitted By sarthakgupta7
Words 1096
Pages 5
PAY VIA SMARTPHONES Introduction
It has been sixty years since the creation of the plastic credit card. The mobile phone technology finally brought the biggest revolution in the world of digital payments by introducing contactless mobile phone payment system, which is all set to create new trend in the consumer’s world. We can now use smart phones as mobile wallet to make payments for goods and services bought from the market. Contactless Near Field Communication (NFC) Much of the mobile payments activity centers on a technology called Near Field Communication, or NFC. Near Field Communication (NFC) is used mostly in paying for purchases made in physical stores or transportation services. An NFC chip built into the phone (or added to it via a micro SD slot or a carrying case) communicates with a credit-card terminal over a distance of less than two inches. Most transactions don’t require authentication, but certain require authentication using PIN, before transaction is completed. The payment could be deducted from pre-paid account or charged to mobile or bank account directly. Implementation of NFC in Asia and Europe NFC vendors in Japan are closely related to mass-transit networks, like the Mobile Suica used on the JR East rail network. Osaifu-Keitai system, used for Mobile Suica and many others including Edy and nanaco, has become the de-facto standard method for mobile payments in Japan. Its core technology, Mobile FeliCa IC, is partially owned by Sony, NTT DoCoMo and JR East. Mobile FeliCa utilize Sony's FeliCa technology, which itself is the de-facto standard for contactless smart cards in the country. Other NFC vendors mostly in Europe use NFC to pay for on- and off-street parking in specially demarcated areas. Mobile payment has been well adopted in many parts of Europe and Asia. Challenges in NFC Mobile payment method via NFC faces…...

Similar Documents

Smartphones

... Although smartphone provides you the opportunity to complete everyday tasks effectively it provides you with additional functionality. Smartphones have small screen, keyboards, memory and storage. This minicomputer is convenient, addictive and always used to make telephones calls, linking you to voicemail, call waiting and call forwarding some additional features include, ringtones, answer tones to greet callers while they wait to leave a message. With e-mail, web browsing, multimedia capabilities, address book, calendar, support for Word, and PDF documents, texting and a digital camera. Advantage to the smartphone digital camera is it offers quality, in many styles with a menu selection that allows you to rearrange your images, place your photos in a picture frame, send an email or post them on a social network. (Bruestein, 2012). Smartphones provide you with basic business solutions such as email, conference calls, (an address book to input phone numbers, faxes and pictures), or just simple text. Texting gives people another way of communicating at all times and is always available to the Smartphone user for instant messaging. (Saeks, 2011). ...

Words: 529 - Pages: 3

Smartphones

...2012 Addicted to Smartphones? Have you ever experienced a sudden burst of laughter from someone beside you, and when you turn your head, that person is just watching his or her cell phone without realizing that he or she is in public and disturbs others? Have you ever paid attention to what people around you are doing when waiting for a bus, sitting in the subway, or even before a meal comes to the table? How many of them are holding a smartphone with eyes focused on the screen and fingertips busy dancing back and forth on the touch panel, and never get bored? With the development of 3G and wireless technology, cell phones are no longer restricted to simple communications such as calling or texting. After the appearance of smartphones, things like surfing the Internet, socializing, taking photos or even FaceTime can be done instantly in your hand. Smartphones are becoming parts of many people's lives. These days, a new phenomenon named "smartphone addiction" has emerged. In fact, recently in China, the spread of smartphones has attracted more and more young people into the world of virtual Internet at the expense of their interaction with real world relationships; it has also aroused heated discussions on whether or not we should take some actions on limiting this tendency. As a matter of fact, even though smartphones have created a more convenient life and have also changed our way of communication in a digital era, the improper use of smartphones is problematic in......

Words: 2318 - Pages: 10

Smartphone

...mobile printing; or using mobile computers with voice capabilities instead of a dedicated voice device," Stubbs explains. This approach cuts down on workers having to travel back and forth between fixed stations and instead allows them "to take the process to the product," he notes. The Rise of the Smartphone Supply chain professionals' increasing use of commercial-grade smartphones such as BlackBerrys, iPhones, and Androids—as well as tablet computers including the iPad—may be encroaching on the turf of these ruggedized devices. Smartphones are the most widely used mobile device in supply chain and logistics operations, according to a recent survey by market research firm ARC Advisory Group. Handheld computers rank second (see chart). Durable, consumer-grade devices such as smartphones and tablet computers also carry great potential for warehouse applications, says Tim Zimmerman, research director at technology research firm Gartner Research. With their increasing capabilities, lower price points, and greater user acceptance, these devices may become as ideal for distribution environments as ruggedized handhelds have traditionally been. Mobile Technology at Work: Smartphones lead mobile technology usage in supply chain and logistics operations, according to an ARC Advisory Group survey. Source: ARC Advisory Group "Consumer-grade devices are taking over tasks that have historically been limited to ruggedized devices," Zimmerman explains. "They are not only durable,......

Words: 2190 - Pages: 9

Smartphone

...the usage of smartphones among individuals. For this purpose, we have conducted a survey on a particular section of individuals who uses smartphones. The target respondents are in the age group of 15 and 70. Finally, we did a sample survey and 110 successful interviews were conducted for iPhone and Android users. Recommendations discussed consist of: * Students should focus on using smartphones for education purposes also * Download useful mobile applications In this report, we observe that in today’s environment, smartphones have become extremely significant. It acts as a partner to students and employees INTRODUCTION Nowadays, it has become extremely significant for mobile users to have a smartphone with them. Not only it has amazing features, but also it has become a prestige issue. Let us understand the definition of the smartphone before we move on. Smartphone as a mobile phone that offers advanced capabilities such as Web access and e-mail; runs complete operating system software and can run various “apps” created by third parties; and features a larger screen and faster processor than standard mobile phones. Basically, what we observe these days that people are spending lot of money in these smartphone and after voice calls, they are using a lot for internet surfing. This has one advantage that people now access internet via phone than having computer or laptop. We observe that internet surfing has become extremely important vis smartphones. RESEARCH...

Words: 1346 - Pages: 6

Smartphones

...Smartphones and Younger Generation In 2011, Tim Pike discussed the increasing amount of younger generation using smartphones nowadays in the article “How smartphones technology affects society.” (Pike, 2011). Pike wrote: “The advantage of a smartphone is the advent of fastest connection and a transfer speed, which means; potentially children can always be instantly connected”. In other words, smartphones help parents be aware of what children do, tighten the connection between parents and children, and increase their safeness wherever they are. Personally, I disagree with the author’s point that with the common of smartphones using, children could be safer with a smartphone and could be connected immediately. It is true to say that smartphones help people communicate instantly, no matter where you are. However, it is not necessary for a child to own a smartphone. In fact, it is not safe at all to have a child separated from their parents, go on their own and have a smartphone to contact to their parents. They always need to have adults with them if their parents busy and couldn’t take care of their children. Following a recent survey lead by mobile service provider Zact found that 56% of 10-to-13-year-old children own a smartphone, 25% of 2-to-5-year-old children also have a smartphone. It’s not reasonable and sensible to give children a smartphone in that age if they are accompanied by the adult. Smartphone will disrupt the bond between children and parents more than help...

Words: 640 - Pages: 3

Smartphones

...Security Issues in Smartphone Markets Are you buzzing about the new Verizon Blackberry Storm or the T Mobile G1? They are the new crave and everyone wants one right? What these owners many not know are the security risks that surround the raving technology. Most of the unawareness starts at companies and customers not placing more significance on security as smartphones get smarter. Although a smartphone may not be at greater risk than a PC, some security issues and risks are still present with PDA’s and smartphones. In the United Kingdom, a whooping 800,000 people were the victim of mobile phone theft in 2006. Even though 90 percent of these phones deactivated within 48 hours, what happened to the other 10% of users that lost data to the crime. Smartphones are linked to the corporate network and are as vital as a laptop on the company network. Also, you cannot stop your employees from having accidents by underestimating these devices. Mobile phone operators can stop SIM cards and stop expensive calls from being made. However, a smartphone differs from regular mobile phones. Executives carry all kinds of information on the device, from confidential announcements, to financial results and business in progress. If any of these were ever lost, it could result in the lost of business and trust within company IT infrastructures. It is important to recognize the dangers before permitting a full mobile device network within the company. When sending emails, texts,......

Words: 2337 - Pages: 10

Smartphone

...NEW PRODUCT DEVELOPMENT On Apple’s New Product Development Strategy Posted on January 1st, 2010 by daniel Michael Malone from ABC News wrote an interesting article on Apple’s iPhone and its overall new product development strategy, with interesting strategic lessons for new product development and business in general. Google Nexus Offers Little Competition to Apple iPhone Why Google’s New Smartphone Won’t Knock Apple Off Its iPhone Throne COLUMN By MICHAEL S. MALONE, ABC News Jan. 1, 2010 Whether the marketplace is ready or not, the Big Guns in consumer electronics are about to make their move at the dawn of the New Year. Next Tuesday, Google is expected to announce its long-rumored Nexus One smartphone. It is undoubtedly designed to run the Google Android operating system for cellphones, which the search giant introduced more than a year ago. Android was envisioned as a major breakthrough in cellphones because it offered an "open" operating system i.e., one that other companies could use and design applications for. At the time, this strategy was compared to that of Microsoft Windows, which broke the market hegemony of Apple’s decidedly non-open OS in the mid-1980s and within a decade, turned Apple into a niche company. This time around, the new Android phones were supposed to break the hegemony of the Apple iPhone. So far, it hasn’t quite worked out that way with Android. A number of cell phone companies notably Motorola, HTC, and Samsung have adopted......

Words: 7979 - Pages: 32

Smartphone

...TH regrets the rise of the Smartphone (Opposition Case Outline) Definition: Caseline: Onus: Case Outline: Case Thrust: New technologies of any sort will always push boundaries and inevitably result in new challenges. But this same technology can also present us with an opportunity to bring about real change. And if there is one thing that the human race has proven itself to be capable of, is that we have the ability to adapt and cope with changes. Substantive 1: Smartphones change the face of news Tier 1: The shortcomings of traditional media * Journalists cannot be everywhere * Journalists will not be on the ground all the time because there are simply times when certain news are unverified and there are some places in the world where journalists cannot and would not go. As such, it is vital to build undercover sustainable network of people to give an ongoing flow of information from places where you can’t get news, images or information otherwise. Tier 2: * First hand account of major events when it is happening and offer commentary after the event has happened. It overcomes the problem of lack of coverage. * It gives the oppressed, marginalised and disempowered a voice when mainstream media cannot or refuses to. Only shot available that document what has happened and is key to a story that journalists or the international community can go on to develop further. * The use of chemical weapons in Syria came to light because of local......

Words: 726 - Pages: 3

Smartphone

...Marketing Proposal – Smartphone Requirement Write a marketing proposal for an organization which is going to develop and introduce a high technology electronic device,be it new tablet pc or a smartphone Contents 1. Introduction………………………………………...........…… 1 2. New ProductDevelopment…………………………………... 2 3. Positioning and product life-cycle management…………….. 3 4. New Product lines and brands management………………….4 5. Conclusion…………………………………………………….5 References…………………………………………………………………… 13 Appendix A – Interview question and questionnaires…………...................... 15 Marketing Proposal – Smartphone INTRODUCTION Smartphone are unquestionable today’s most important form of consumer tech.Since the iPhone, they’re no longer just for business; they’re scaled down computers that keep you in touch, keep you entertained and keep you informed.We probably spend more time with our smartphone than we do with our family,so having the right relationship with the keys, email,internet , store informations , entertainment along with using a mobile phone in one device. Five years ago the smartphone was a chunky,ugly device that could sync with the office email and calendar.Then the iPhone, happened.Now the smartphone is a mini computer,media player and A-GPS unit controlled from wide open acres of touchscreen and everyone’s got one. Our company will find your ideal smartphone life partner. We investigate that five main types,test six...

Words: 2119 - Pages: 9

Smartphones

...Adrianna Thompson English 111 Essay 3 Thursday, November 20th, 2014 Positive Impact of Smart phones Modern day smartphones have made one of the largest impacts on human lives. There are so many outstanding features that have us wondering what we would do without them. Your whole life is at the touch of your fingertip. Smartphones have made lives of people easier and much more comfortable. Smartphones have everything from texting to checking the weather, reminders, music, surfing the web and, entertainment! It is unbelievable the incredible features you receive from something so small and delicate. Now we can never imagine ourselves without them! Smartphones allow you to do so many thing on them; so lets take some time to talk about a few of them, applications, texting/calling and, photographs. Smartphones have had one of the most positive impacts on everyday human life and allowed the most satisfactory. The applications that smartphones provide us have humans attached and wanting more. Downloading social media allows us to connect with other people from all over the world. Social media also enables us to post pictures of our own lives. There are applications for things like banking, bill reminders, job kiosks; instead of carrying around a load of paper coupons you are able to search and save all of the coupons you want on one app. Applications have the ability to save us from a late bill, allows us to access accounts and check balances. Also if you lose your phone it’s...

Words: 601 - Pages: 3

Smartphone

...evolution of Smartphone PROGRAMME: Diploma in Science (Information System Engineering) LECTURER: MDM. SITI ZULAIKHA BINTI ISMAIL DATE OF SUBMISSION: 12/10/2014 NAME | ID NO. | MARKS | | | Content | Language | Delivery | Outline | Total | BEH CHUN PANG | 14AAD06670 | | | | | | Comments: Title: The evolution of Smartphone INTRODUCTION Good morning to Madam Siti and all the audience. I am Beh Chun Pang from DIA 3, without wasting our time, let me start my presentation with a title “The evolution of Smartphone”. A smartphone is a mobile phone with more advanced computing capability and connectivity than basic feature phones. BODY/CONTENT Main Point 1 : Early years. * Conceptualized by Theodore G. Paraskevakos. * Ways to communicate with remote equipment. * Original and historic working models are still in the possession of Paraskevakos. Main Point 2 : Forerunners. * First mobile phone developed in 1992. * Under the name Simon Personal Communicator. * With the features of a PDA. Main Point 3 : iPhone & Android * iPhone was notable for its use of a large touchscreen. * Android called the HTC Dream is an open-source platform founded * Microsoft started a new OS in the form of Windows Phone. * Nokia abandoned Symbian and partnered with Microsoft to use Windows Phone. Main Point 4 : The future. * Thin layer of crystal glass can be added like watches and smartphones. * Smartphones could......

Words: 329 - Pages: 2

Smartphones

...A smartphone is a high-end mobile phone[1][2][3] that combines the functions of a personal digital assistant (PDA) and a mobile phone. Today's models typically also serve as portable media players and camera phones with high-resolution touchscreens, web browsers that can access and properly display standard web pages rather than only mobile-optimized sites, GPS navigation, Wi-Fi and mobile broadband access. The term smartphone is usually used to describe phones with more advanced computing ability and connectivity than a contemporary feature phone, although the distinction can be vague and there is no official definition for what constitutes the difference between them. The definitions also shift over time since many phones that are considered feature phones today can have capabilities that exceed those of phones that had been promoted as smartphones in the past. Smartphones run mobile operating systems such as Apple's iOS, Google's Android, Microsoft's Windows Phone 7, Nokia's Symbian, RIM's BlackBerry OS, and embedded Linux distributions such as Maemo and MeeGo. Such systems can be installed on many different phone models, and typically each device can receive multiple OS software updates over its lifetime. Smartphones run third-party applications using advanced application programming interfaces (APIs),[4] which can allow those applications to have better integration with the phone's OS and hardware than is typical with feature phones. In comparison, feature phones......

Words: 2177 - Pages: 9

Smartphones

...These days, smartphones define our identity online and thus need to be treated appropriately in order to prevent hacking. By losing a smartphone, a person loses more than phone numbers and contacts. Accounts on social media, files which are synced, emails, messages and photos are lost too. Due to a person’s carelessness, all such information, which are downloadable might be shared on the internet. * * * * (Image Source: HDW) In the current world, where there are difficult to trace anonymous hackers, the need of protecting one’s own data becomes all the more important. The following tips would help in preventing hacking of smartphones. 1. Using of screen locks and encryption Usage of screen locks and encryption enable the enhancement of security of the Android systems. Pattern, pin and face lock being different types of screen locks which make it difficult in guessing the passwords. * * * * 2. Avoiding saving of passwords Saving of passwords to websites and onine services on someone’s devices provides a chance for accessing vital information when stolen. As a result of which, one should avoid saving all the passwords in one’s phone, specifically in respect to the mobile applications related to payment and banking. 3. Applications being required to be locked Applications containing private information need to be locked, providing additional security and preventing a person from using a lost device in case of the various...

Words: 679 - Pages: 3

Smartphone

...Smartphone Good afternoon to Mr. Frankie and all my friends. Before I get started with my topic, I would like to share a story on how important it is to have a smartphone. The story begins when Ali and Abu went to the zoo. As they passed by the dolphin park, Ali asked Abu, “which animal group dolphins in?”. Then, Abu said he was not sure about that. Ali replied “its okay, I bring along my smartphone.” However, Ali did not search about the animal group. Instead he threatened Abu; he will beat Abu using his smartphone if Abu did not answer his question. My topic for today is the Smartphone. What do you know about smartphones? Actually a smartphone is a type of mobile phone that can perform many of the operations that a computer does, such as accessing internet. You may access the internet, wherever or you are, you still can connect to the internet through the smartphone. Let me tell you some of the benefits if I or you or we have a smartphone. First, I can have any information that I need at your fingertips. Just press a few buttons, then as quick as lightning I will get what you want. I can access to the map, television transmission with news coverage, weather reports and also traffic information. Now, more and more services are being made available on smartphone. With these kind of services, you will be ahead of what’s going on. Next, by having a smartphone I will be organized. Beside, smartphone handsets can function as personal organizers with electronic......

Words: 461 - Pages: 2

Smartphones

...The Dependence of People on Smartphones. The excessive use of smartphones has not only changed the way we see technology but also the way we live our lives. In the year 2000, the first touch screen phone was introduced and people who loved technology were amazed by this cellphone technology that did not required a physical keypad to work or access the cellphone main menu, although not that many special features were added to this cellphone besides the digital touch screen tech lovers fell in love with this device almost instantly because of the futuristic idea of replacing buttons with a digital touchscreen. Even though this cellphone was a pioneer in a new era revolutionizing the idea of a physical keypad to enter numbers did not become so popular after people got bored from just the digital screen and that did not do anything else but to dial numbers to make a phone call. In the year 2007 a new cellphone was introduced, a cellphone that not only looked very elegant and extremely different than any other cellphone at the moment or made before, but was able to perform tasks those of a desktop computer, for example; internet web browsing, agenda managing, picture taking and video making at very good quality, email access, music playing, electronic book access, just to mention a few. It seemed maybe almost impossible that so much could be done with such a small device. This was the world’s first smartphone; a new trend that would make our lives much easier had begun, making...

Words: 1108 - Pages: 5